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Important Information About the 2020 ACA Health Insurance Open Enrollment

Don’t forget the open enrollment period for you to sign for health insurance ends on December 15 so you don’t have a lot of time to find the plan that’s right for you.  Here is some helpful information to keep in mind as you are making your decision. Rates – It looks like the rate increases […]

Affordable Care Act Open Enrollment – Important Dates and What’s New

The open enrollment period for the Affordable Care Act (Obamacare) here. Signed into law in 2014, the legislation overhauled and expanded regulations to the nation’s health care system. This year, not much has changed in Washington, but the marketplace is shifting and deadlines will still need to be met.   Important Dates: One of the constants […]

What is a Certificate of Insurance Form and Why You Need to Understand It

Certificates of insurance can protect you and your business from the negligence of others if they cause damage or injure someone.

Why You Need Business Insurance

Insurance is there for you if something goes wrong at home and at your business. The right insurance can save you from financial catastrophe no matter the circumstances. Here are some reasons to make sure you have the RIGHT business coverage: Leasing a commercial space. Landlords typically want tenants to carry General Liability and Property Insurance. Actually, most […]

What Is a Health Care Proxy and Why Do I Need One?

Creating a Health Care Proxy is an important step in protecting your medical wishes. Learn how one can help you when may need it most.

Personal Property Why You Need Insurance

Personal property insurance isn’t just for the big stuff, but for the small stuff too. We look at what you may really have at risk if you are uninsured.

How to Ensure That Your Insurance Claims Were Successful

The chances of filing an insurance claim are relatively high. If you have homeowner’s insurance, the odds are 1.5% you will file a claim this year. And, as automobile owner, it isn’t a matter of if you will file a claim. Did you know that insurance companies expect you to file a claim once every 17 years?

How to Choose the Best Car Insurance

Trying to select the best car insurance policy may seem like a roll of the dice. There is the remote possibility you will never file a claim which will make you wonder if it was worth paying all those premium dollars.

How to Throw a Successful Yard Sale

Hosting a yard sale should be both fun and profitable. From pricing items to playing music, we share our top tips for a successful yard sale.

10 Travel Tips to Enjoy a Safe Vacation

Regardless where your travels take you and your family, following our top ten list of safety travel tips will help make your next vacation a safe one!

How Much Home Insurance Do I Need?

Determining how much home insurance you need is not as simple as you may think. We explore the four factors you should consider before you purchase a policy.

Getting ready for the planting season: What should you do?

Spring is the air and buds are about to bloom. Whether you are a gardening geek or beginning to develop your green thumb, nothing connects us with our Mother Earth quite like gardening does. Preparing for the upcoming planting season can mean the difference between beautiful blossoms or fledgling flowers. But getting ready to plant […]

Wild Weather: Preparing Homes for the #1 Natural Disaster

There is a misconception that if your mortgage company doesn’t require flood insurance, you are not in a flood zone. Such a statement couldn’t be further from the truth. In fact, 1 in every 4 flood claims occur in a non-high hazard flood zone.

Don’t Forget to Take Your Medication

It’s not always easy to take your medications on time. It’s important that you take the right dose, at the right time, in the right way and frequency. Why is so important?  If you don’t take your medicine as prescribed by a doctor or instructed by a pharmacist it could lead to your disease getting worse, a virus turning into something more serious.

Text Message Spam

If you have a smart phone than you are receiving text message spam. Text message spam is to your cell phone what email spam is to your personal computer. They all want to get your personal information.

However, text message spam is a triple threat.