Determining how much home insurance you need is not as simple as you may think. We explore the four factors you should consider before you purchase a policy.
There is a misconception that if your mortgage company doesn’t require flood insurance, you are not in a flood zone. Such a statement couldn’t be further from the truth. In fact, 1 in every 4 flood claims occur in a non-high hazard flood zone.
It’s not always easy to take your medications on time. It’s important that you take the right dose, at the right time, in the right way and frequency. Why is so important? If you don’t take your medicine as prescribed by a doctor or instructed by a pharmacist it could lead to your disease getting worse, a virus turning into something more serious.
If you have a smart phone than you are receiving text message spam. Text message spam is to your cell phone what email spam is to your personal computer. They all want to get your personal information.
However, text message spam is a triple threat.
Everyone feels stressed at one time or another. But what does it mean to feel stressed? Is stress be good for you? Or, is it bad for you?
According to the Mayo Clinic, stress is your body’s response to the demands of life. A small amount of stress can be good, motivating you to finish your tasks.
Are you close to retirement or maybe you already are retired? Are you wondering if you still need life insurance? It all depends. Maybe you still have dependents or financial obligations, such as the mortgage on a home or second home.
If you died today, could your family handle these obligations?
It’s obvious that you need to protect your credit card and Social Security number. However, it's also important that you are equally careful about sharing your private health information.
Your best protection against health insurance fraud and scams is being informed. Here are a few things to consider to protect yourself and your private information.
In today’s world, many of us have more than one career. Often, that second or third career, is as a new business owner. For some the new career is post retirement. As a result, if you are 65 or older you will qualify for Medicare. But, what about the other insurance that is important to owning a business. Have you thought of that?
This winter has been brutal for most of us. Between the polar vortex, snow in Hawaii (yes that happened) and extreme rainfall, we’re all ready for a bit of sun and warmth. However, right now, most of us want to do nothing more than get home at the end of a work day and hibernate. […]
Did you know that there is a quick way to check if your medical item or service covered by Medicare Part A and/or Part B. Medicare’s new free “What’s covered” app delivers cost and coverage information right on your smartphone. Now you can quickly see whether Medicare covers your service in the doctor’s office, the […]
Did you know that there are many ways to save on your health care costs? Here are a few suggestions to help manage your healthcare costs. Stay Within Your Network Out of network providers can charge more and their services usually require a higher deductible and higher annual limit on your out-of-pocket expenses. If you […]
It’s one of those things that is easy to overlook – taking the time to review your insurance coverage. Why is this so important? Well, let’s start with the knowledge that you work hard and want to protect your income. That’s why it’s so important to review your family’s insurance needs annually to make sure […]
Here we are again in the midst of the holiday hustle and bustle. During this very busy season, we want to stop to take a few minutes to wish you a happy holiday and wonderful New Year. At this time of the year, we believe it’s important to reach out with a very BIG thank […]
Thanksgiving is behind us. We survived the stampede on “Black Friday” and “Cyber Monday”. A few of us even already have holiday decorations up. We’re not quite at the holiday “half way” mark. To help you make it across the finish line (into 2019!) happy, healthy, and well rested, we’ve collected these five simple health “hacks” that will help you make it through the holidays.
Let’s review a few key insurance terms to make sure you understand what they mean. And, give us a call, if you have any questions about your coverage. Medicare Part A: Government insurance that covers hospital, rehab, part-time or intermittent skilled nursing care and hospice costs. Part B: Government insurance that covers, doctor visits, ambulance […]